If you happen to’re like me, you’re at all times looking out for methods to make your adventures extra reasonably priced and fulfilling. That’s why I accumulate factors and miles. They assist me journey longer, higher, and cheaper.
At the moment I need to speak about a card that’s been rising in recognition over the previous few years: the Capital One Enterprise X Rewards Credit score Card. It’s designed for vacationers who need to simply rack up miles with out having to maintain monitor of bonus classes.
And, prior to now couple of years, they’ve actually improved the cardboard. It’s one of many predominant playing cards I take advantage of now as a result of I like their journey portal, their switch companions, and all of the perks that include the cardboard.
With a hefty sign-up bonus, premium journey advantages, and a powerful rewards construction, the Enterprise X is value contemplating for those who’re on the lookout for a brand new card. Right here’s every little thing you have to know in regards to the card and why I believe you must think about getting it:
What’s the Capital One Enterprise X Rewards Credit score Card?
The Capital One Enterprise X Rewards Credit score Card is a journey rewards card issued by Capital One. What I like about this card is its miles system. For each greenback you spend, you earn two miles, which (together with the lower-fee Capital One Enterprise Rewards Card) is exclusive amongst journey bank cards. There’s additionally no further value for as much as 4 licensed customers, making this an excellent possibility for households who want a number of playing cards.
Along with incomes at the least 2x miles on each buy, you possibly can earn miles the next methods:
- 75,000 bonus miles whenever you spend $4,000 on purchases within the first three months after opening the account
- 10x miles on accommodations and rental vehicles booked by way of Capital One Journey
- 5x miles on flights and trip leases booked by way of Capital One Journey
Different Perks and Advantages of the Capital One Enterprise X
Other than incomes miles, the Enterprise X packs a punch with its vary of perks:
- $300 journey credit score when reserving by way of the Capital One portal
- As much as $120 credit score for International Entry or TSA PreCheck
- Complimentary entry to 1,300+ airport lounges worldwide, together with Capital One Lounge places and the Accomplice Lounge Community
- 10,000 bonus miles yearly, beginning in your first anniversary
- $100 expertise credit score and different premium advantages with each resort and trip rental booked from the Premier Assortment
- Entry to Capital One Presents (money again presents from a wide range of retailers)
- Entry to Capital One Leisure (the place you possibly can redeem miles for live performance tickets and different occasions)
- Journey insurance coverage protection, together with main automobile rental insurance coverage, journey interruption and cancellation, and baggage reimbursement
- No overseas transaction charges
With an annual charge of $395, it’s additionally the most cost effective premium journey card on the market (plus, if you need to use the $300 journey credit score, that brings the charge right down to a manageable $95).
Utilizing Your Capital One Miles
Capital One miles will be redeemed in a number of methods. One is by reserving journey immediately by way of Capital One’s portal. Whereas I often don’t advocate reserving by way of bank card portals, to completely profit from the Enterprise X’s journey credit score, you’ll must e-book at the least $300 value of journey this fashion.
An alternative choice is to make use of your miles to get reimbursed for any journey buy. For 90 days after making such a purchase order, you possibly can reimburse your self at a redemption fee of 1 cent per mile. After 90 days, and for all different purchases, you need to use miles as money again, at a redemption fee of 0.5 cents per mile (however keep away from doing this, because it’s not an excellent worth).
You may also use your Capital One miles within the Capital One Leisure portal to e-book tickets for concert events, sports activities occasions, and extra. Often, Capital One presents cardholder-only occasions and presale alternatives too. When you’ll get simply 0.8 cents per mile for tickets (not the very best worth), it’s nonetheless a enjoyable and distinctive technique to redeem miles.
Nonetheless, you’ll get probably the most out of your miles by transferring them to Capital One’s 15+ airline and resort companions. Whereas the precise worth varies primarily based on what you e-book, you possibly can often discover airline and resort redemptions value way more than the aforementioned one cent per mile. (The method is fairly easy and will be carried out by way of your Capital One account.)
Listed here are Capital One’s present journey companions:
- Accor Reside Limitless
- Aeromexico Membership Premier
- Air Canada Aeroplan
- Air France/KLM Flying Blue
- Avianca LifeMiles
- British Airways Govt Membership
- Cathay Pacific Asia Miles
- Selection Privileges
- Emirates Skywards
- Etihad Airways Visitor
- EVA Air Infinity MileageLands
- Finnair Plus
- Qantas Frequent Flyer
- Singapore Airways KrisFlyer
- TAP Portugal Miles&Go
- Turkish Airways Miles&Smiles
- Virgin Pink
- Wyndham Rewards
Utilizing switch companions is a game-changer for those who’re seeking to maximize the worth of your miles. That’s why, except I discover a tremendous low cost flight or resort room (lower than $150 USD), I at all times switch miles to Capital One’s journey companions. That’s very true when reserving enterprise class flights or fancy resort rooms. You simply get extra worth on your cash.
Plus, with instruments like level.me and Awayz (search engines like google and yahoo that assist you discover the very best flights and accommodations to e-book with miles), it’s simpler than ever to search out the very best redemption choices.
Execs of the Capital One Enterprise X
- Substantial welcome supply
- 2x miles on each buy
- $300 annual journey credit score
- 15+ switch companions
- Journey accident and automobile rental insurance coverage
- As much as a $120 credit score for International Entry or TSA PreCheck
- Complimentary entry to 1,300+ airport lounges worldwide
- Entry to Capital One Presents and Capital One Leisure platform
- No overseas transaction charges
Cons of the Capital One Enterprise X
- Steep $395 annual charge
- Should use Capital One’s Journey Portal to reap the benefits of some advantages (e.g., 10x miles per greenback on accommodations, trip leases, and rental vehicles)
- Switch companions are a bit missing (no US airways and never the very best accommodations)
Who is that this card for?
The Capital One Enterprise X is greatest for frequent vacationers who need a easy card with a better incomes fee on all purchases. If you happen to regularly fly and keep in accommodations, and are prepared to pay an annual charge for premium advantages, this card is tailor-made for you.
Who is that this card not for?
On the flip aspect, for those who’re not a frequent traveler or don’t spend sufficient to offset the $395 annual charge, the Enterprise X may not be the very best match. It’s additionally not superb for those who’re on the lookout for a card with a excessive rewards fee in particular classes like eating or groceries.
If you happen to journey often or desire a decrease annual charge, you may need to decide one other card that higher aligns along with your spending habits and journey frequency. As a result of there isn’t a proper card — solely the cardboard that’s best for you!
The Capital One Enterprise X Rewards Credit score Card is a powerhouse for many who journey usually and need to take pleasure in top-tier perks. Weigh the professionals and cons to see if it’s the proper match on your journey life-style however I guess it’s! Like I stated within the intro, it’s one in every of my favourite playing cards and I positively advocate getting it.
Cease paying full worth for journey!
Obtain my free information to factors and miles and discover ways to use factors and miles without spending a dime journey! It is how all the professionals journey a lot! On this information, I will present you:
- The best way to Choose a Credit score Card
- The best way to Earn As much as 10x Miles on Your Spending
- The best way to Redeem Your Factors
- And a Ton of Different Cash Saving Ideas!
Ebook Your Journey: Logistical Ideas and Tips
Ebook Your Flight
Discover a low cost flight by utilizing Skyscanner. It’s my favourite search engine as a result of it searches web sites and airways across the globe so that you at all times know no stone is being left unturned.
Ebook Your Lodging
You possibly can e-book your hostel with Hostelworld. If you wish to keep someplace apart from a hostel, use Reserving.com because it persistently returns the most cost effective charges for guesthouses and accommodations.
Don’t Overlook Journey Insurance coverage
Journey insurance coverage will shield you towards sickness, damage, theft, and cancellations. It’s complete safety in case something goes incorrect. I by no means go on a visit with out it as I’ve had to make use of it many occasions prior to now. My favourite firms that supply the very best service and worth are:
Need to Journey for Free?
Journey bank cards will let you earn factors that may be redeemed without spending a dime flights and lodging — all with none additional spending. Take a look at my information to choosing the right card and my present favorites to get began and see the newest greatest offers.
Want Assist Discovering Actions for Your Journey?
Get Your Information is a large on-line market the place yow will discover cool strolling excursions, enjoyable excursions, skip-the-line tickets, personal guides, and extra.
Able to Ebook Your Journey?
Take a look at my useful resource web page for the very best firms to make use of whenever you journey. I checklist all those I take advantage of after I journey. They’re the very best at school and you’ll’t go incorrect utilizing them in your journey.